Stearns Lending’s policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Now, you’re ready to set down roots but wonder if you’ll be able to secure a mortgage at this stage of your career. Fortunately, we can help you! With the Stearns Doctor Loan Program, you will be able to qualify for a loan with a down payment as low as 5%, and certain student loan payments are excluded when calculating debt-to-income. Unfortunately, we do not have a record of online bill pay for Stearns Lending. For more information, please visit their website. If you have found one, please submit feedback here and we will update our information.